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Major financial changes from April 1 as new tax slabs, UPI rules and GST updates kick in

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UPI

As the new financial year begins on April 1, 2025, several key financial and regulatory changes will come into effect that will impact salaried individuals, pensioners, UPI users, and businesses alike.

Revised income tax slabs bring relief to middle-income earners

Under the new tax regime announced in the Union Budget, individuals earning up to ₹12 lakh annually will be exempt from paying income tax. The revised slab also includes a standard deduction of ₹75,000, effectively exempting those with an annual salary up to ₹12.75 lakh from taxes.

Here is the new tax structure:

  • Up to Rs 4 lakh – No tax
  • Rs 4 lakh to Rs 8 lakh – 5%
  • Rs 8 lakh to Rs 12 lakh – 10%
  • Rs 12 lakh to Rs 16 lakh – 15%
  • Rs 16 lakh to Rs 20 lakh – 20%
  • Rs 20 lakh to Rs 24 lakh – 25%
  • Above Rs 24 lakh – 30%

Unified Pension Scheme promises post-retirement stability for government staff

The Unified Pension Scheme (UPS), launched in August 2024, will come into force from April 1. The scheme is aimed at benefiting around 23 lakh central government employees. Those who have served for 25 years or more will be entitled to a pension equal to 50% of their average basic salary over the last 12 months, offering a more secure retirement.

UPI security tightened with inactive number purge

To enhance digital payment security, the National Payments Corporation of India (NPCI) has issued guidelines for banks and UPI service providers to phase out inactive mobile numbers linked with UPI.

From April 1, UPI platforms are mandated to use the Mobile Number Revocation List (MNRL) and Digital Intelligence Platform (DIP) to regularly update user data—at least once a week. Users with inactive numbers are advised to update their mobile details with their banks to prevent loss of UPI access or potential misuse.

GST filing and authentication norms become stricter

In the GST domain, multi-factor authentication (MFA) will become mandatory for users logging into the GST portal, improving data security. Further updates include:

  • E-Way Bills (EWB) will be restricted to documents not older than 180 days.
  • GSTR-7 filings for Tax Deducted at Source (TDS) must now be filed in sequence with no skipping of months.
    Promoters and directors will be required to visit a GST Suvidha Kendra for biometric verification.

These changes are part of broader efforts to streamline compliance and secure financial systems as the country enters the new fiscal year.

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Dead frog found in Gwalior school meal sparks probe into hygiene lapses

A dead frog discovered in a Mid-Day Meal at a Gwalior school has led to a district investigation following earlier complaints of poor food quality.

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A disturbing incident at a government primary school in Gwalior has triggered an official inquiry after a dead frog was found in food prepared under the Mid-Day Meal scheme. The discovery has renewed concerns over food safety standards in schools across Madhya Pradesh.

Viral image prompts swift action by district authorities

A photo circulating online showed a dead frog in a cooked vegetable dish reportedly served at the Government Primary School in Gokulpura. The incident came to light when teachers noticed the contamination before lunchtime. They recorded a video, alerted authorities and pointed out that complaints about foul smell, insects and poor-quality food had been raised earlier as well.

The uproar prompted immediate intervention from the District Panchayat. The Chief Executive Officer ordered a detailed probe, directing District Education Officer Hariom Chaturvedi to verify the video’s authenticity and review how the contamination occurred.

Separately, senior officials, including Collector Ruchika Chauhan, have sought reports from the school administration and the Mid-Day Meal provider. Authorities have stated that strict disciplinary action will follow if negligence is confirmed.

Renewed scrutiny of the Mid-Day Meal programme

This incident adds to ongoing concerns about hygiene and monitoring under the meal scheme, which is meant to improve child nutrition and encourage school attendance. Despite being a key welfare initiative, repeated lapses in food quality have been reported in the state, raising questions about oversight and accountability.

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Delhi records sharp early December temperature dip as cold wave threat grows

Delhi recorded its lowest early December minimum in more than a decade as IMD warns of an approaching cold wave.

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Delhi started the month on an unexpectedly cold note, with temperatures dropping much lower than what the capital typically experiences in early December. The India Meteorological Department (IMD) reported a minimum of 5.7°C on December 1 — the lowest first-week December reading in more than a decade.

Unusual chill grips the capital

IMD data shows that early December temperatures in Delhi usually remain between 7°C and 11°C. Instances of colder starts have been rare, with only a few years — such as 2012 and 2017 — recording single-digit lows around this period. In recent years, the mercury has seldom dipped below 8°C at the beginning of the month, making this year’s drop particularly notable.

IMD anticipates that the cold spell may continue, with parts of Delhi likely to meet cold wave criteria. Typically, the capital slides below 5°C only after December 10. Last year, temperatures reached 4.9°C by December 11, while in 2023, the minimum fell below 5°C on December 15. In 2022, the lowest was 5°C recorded on December 25.

Delhi’s all-time December minimum remains 0°C, recorded on December 27, 1930.

Winter forecast indicates longer, stronger cold spells

IMD’s seasonal projection for December 2025 to February 2026 suggests normal to below-normal temperatures across central and northwest India, while southern states and the Northeast may witness warmer-than-usual minimum temperatures. Parts of Rajasthan near the border are also expected to experience above-normal nighttime temperatures.

Delhi is already close to entering a cold wave phase — defined as a minimum below 10°C and 4.5°C or more below normal at two or more stations. The last time the capital recorded a December cold wave was in 2021, spanning four days.

IMD also predicts 2–5 additional cold wave days in Madhya Pradesh, Uttar Pradesh, and Bihar this season. Meanwhile, regions such as Rajasthan, Punjab, and the Northeast may see fewer cold wave days, indicating a stronger winter in central India and milder spells in some northwestern and northeastern areas.

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Sanchar Saathi not mandatory, clarifies Jyotiraditya Scindia amid privacy outrage

Communications Minister Jyotiraditya Scindia has clarified that the Sanchar Saathi app is not mandatory on new phones and can be deleted, countering Opposition claims of surveillance.

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Jyotiraditya Scindia

Amid the growing political storm over the Centre’s directive asking mobile phone makers to pre-install the Sanchar Saathi app on all new devices, Communications Minister Jyotiraditya Scindia has clarified that the app is not mandatory and users are free to delete it if they choose.

Minister says app is optional, aims to protect users

Responding to concerns flagged by the Opposition over alleged surveillance risks, Scindia said users will have full control over the app. He compared it to other pre-installed apps that users can choose to keep or remove.

“Don’t activate it. If you want to keep it in your phone, keep it. If you want to delete it, do so,” he said, adding that the app will remain dormant if not used.

The minister emphasised that Sanchar Saathi is designed to safeguard citizens against cyber fraud. “This is a matter of customer protection. There is nothing mandatory. If you do not want to register it, don’t. And if you want to delete it, delete it,” he said, noting that many people are unaware such a tool exists.

Opposition flags privacy concerns, calls move “surveillance”

Congress leaders have accused the government of enabling intrusive monitoring.

  • KC Venugopal said the decision was “beyond unconstitutional”, citing the fundamental right to privacy.
  • Priyanka Gandhi Vadra called Sanchar Saathi a “snooping app”, saying citizens’ privacy was under threat.
  • Priyanka Chaturvedi termed it “another surveillance moment”.
  • Karti Chidambaram alleged the move mirrored actions in authoritarian regimes.

Government rejects criticism, cites rising cyber fraud

Countering Opposition remarks, Scindia said the government was attempting to clear misconceptions. He stated that cyber fraud worth ₹22,800 crore took place in 2024, and Sanchar Saathi was developed to help citizens report fraud, track lost phones, and prevent misuse of telecom resources.

“When we are giving Sanchar Saathi to the common citizen, they are saying it is Pegasus. We cannot show truth to those who don’t want to see it,” Scindia said.

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