India News
What are new RBI schemes launched by PM Modi? Here’s all about retail direct scheme and integrated ombudsman scheme
PM Modi also said that UPI has become the world’s leading country in terms of digital transactions in a very short span of time. He also said that in just 7 years, India has jumped 19 times in terms of digital transactions.

Prime Minister Narendra Modi on Friday announced the two new Reserve Bank of India (RBI) schemes. The schemes are named as RBI retail direct scheme and RBI integrated ombudsman scheme. In the virtual launch, Finance Minister Nirmala Sitharaman and RBI governor Shaktikanta Das were also present.
What is RBI Retail Direct Scheme?
The RBI’s Retail Direct Scheme is aimed to enhance access to the government securities (G-Secs) market for retail investors. In the press release, it was mentioned that this scheme offers them a new avenue for directly investing in securities that are issued by the central and state governments. Apart from this, with this new scheme, the investors will be able to easily open and maintain their government securities account online with the RBI and that too free of cost.
PM Modi said that Retail Direct Scheme will give strength to the inclusion of everyone in the economy as it will bring the middle class, employees, small businessmen and senior citizens with their small savings directly and securely in government securities.
What is RBI’s Integrated Ombudsman Scheme?
The Integrated Ombudsman Scheme will be used to improve the grievance redress mechanism for resolving customer complaints against entities that are regulated by RBI.
The theme of this scheme is One Nation-One Ombudsmen. In this, there will be one portal, one email and one address for the customers to lodge their complaints.
Moreover, there will also be a multi-lingual toll-free number that will provide all relevant information on grievance redress and assistance for filing the complaints.
PM Modi also said that UPI has become the world’s leading country in terms of digital transactions in a very short span of time. He also said that in just 7 years, India has jumped 19 times in terms of digital transactions.
India News
Bank holidays April 2023: Banks to be closed for 15 days next month, check state-wise bank holiday list here
With the new financial year starting on April 1, major changes are anticipated as these changes are connected to money and banks.

April is just a few weeks ago and with the new financial year starting on April 1, major changes are anticipated as these changes are connected to money and banks.
As per the Reserve Bank of India’s calendar, all public and private banks will remain shut for 15 days in April 2023 for multiple festivals and occasions including Mahavir Jayanti, Good Friday, Tamil New Year’s Day, Biju festival, Bengali New Year’s Day, Ramazan Eid, Himachal Day, Jumat-ul-Vida, and others.
State-wise bank holidays list for April 2023
Date | Occasion | Region, Nation Specific |
April 1 | On the occasion of banks’ closing of accounts | Banks will remain closed across India except in Aizawl, Shimla, Chandigarh, and Shillong |
April 2 | Sunday | Across India |
April 4 | Mahavir Jayanti | Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Chandigarh, Chennai, Jaipur, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur, and Ranchi |
April 5 | Babu Jagjivan Ram’s birthday | Hyderabad |
April 7 | Good Friday | Banks will be closed in Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Andhra Pradesh, Telangana, Imphal, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, and Thiruvananthapuram |
April 8 | Second Saturday | Across India |
April 9 | Sunday | Across India |
April 14 | Dr Babasaheb Ambedkar Jayanti, Bohag Bihu, Cheiraoba, Vaisakhi, Baisakhi, Tamil New Year’s Day, Maha Bisubha Sankranti, Biju Festival, Buisu Festival celebrations | Agartala, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Andhra Pradesh, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Srinagar, and Thiruvananthapuram |
April 15 | Vishu, Bohag Bihu, Himachal Day, Bengali New Year’s Day (Nababarsha) | Agartala, Guwahati, Kochi, Kolkata, Shimla, and Thiruvananthapuram |
April 16 | Sunday | Across India |
April 18 | Shab-l-Qadr | Jammu and Srinagar |
April 21 | Id-Ul-Fitr (Ramzan Eid), Garia Puja, Jumat-ul-Vida | Agartala, Jammu, Kochi, Srinagar, and Thiruvananthapuram |
April 22 | Eid-Ul-Fitr, fourth Saturday | Belapur, Bhopal, Chennai, Dehradun, Guwahati, Andhra Pradesh, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong and Srinagar for Eid and across India for fourth Saturday |
April 23 | Sunday | Across India |
April 30 | Sunday | Across India |
India News
Video of man singing Atif Aslam’s Bakhuda Tum Hi Ho in Metro goes viral, users laud the singer | Watch
The singer and the guitarist continue to serenade the crowd as the passenger enjoy the live concert. Few passengers can also be seen pulling out their phones to record the singer. The singer can also be seen fervently singing and grooving to his singing.

A video resurfaced on the internet where a man can be seen singing and serenading the crowd inside the metro. The video shows the singer accompanied by his guitarist friend who turned a boring old metro ride into a live makeshift concert.
In the video, the singer can be seen asking the passengers if he can sing this song, and after getting a nod from the passengers, the singer stuns everyone with his soulful voice as he sings Atif Aslam’s Bakhuda Tum Hi Ho and nails it. The passengers can also be seen hooting for the man.
The singer and the guitarist continue to serenade the crowd as the passenger enjoy the live concert. Few passengers can also be seen pulling out their phones to record the singer. The singer can also be seen fervently singing and grooving to his singing. A few passengers can also be seen following suit and grooving and singing along with the man.
Watch video here:
User’s reaction
After the video went viral, many users rushed in to add their laud to the singer and guitarist in the video. One user wrote and said that as soulful the voice is, the guitarist’s skill matches it. Another user also wrote and praised the guitarist for his skilled guitar skills.
One user wrote and asked which metro is this and how come the metro he commutes in doesn’t have such instances. One user wrote that they would have emptied their wallet just to be a part of such a performance.
One user humorously questioned and asked where such an empty metro comes from, implying at the heavy surged metro hours that most passengers face, much less get to witness a live music performance.
One user wrote and highlighted how every passenger’s feet started tapping as soon as the singer started tapping, implying how everyone was overtaken by the passion for music.
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India News
Video of people saving man after coming in contact with live wire in Uttar Pradesh goes viral | Watch
The women in the video can also be seen in a state of shock and turmoil as they collected themselves from the incident. The video also shows smoke coming out of the clothes of the man due to the electrocution.

A hair-raising video surfaced on the internet from Uttar Pradesh’s Meerut where a live wire broke and fell on a man leading him to get electrocuted. As per the reports, the man, after being saved, was shifted to a hospital and is in critical condition.
In the video, a man along with several women can be seen standing on the side of the road, however, in a sudden turn of events, a live wire fell on the man and electrocuted him. The man after coming in contact with the live wire, collapsed to the ground as the live wire was still stuck to his body.
Upon witnessing the incident, several locals rushed to the scene as they tried to save the man by pulling away the live wire. Many people came forward with a stick-like-object to separate th e live wire from the man. As few failed to succeed, one man bravely darted toward the scene and separated the live wire from the man.
The women in the video can also be seen in a state of shock and turmoil as they collected themselves from the incident. The video also shows smoke coming out of the clothes of the man due to the electrocution.
See video here:
Twitter reactions
After the video of the incident went viral, many user’s came forward to add their take on the incident as one user wrote and praised that the skullcap wearing man who relentlessly and bravely went all in and separated the live wire from the man.
One user wrote and prayed that no one goes through a similar scenario as it looked very horrific. The user further wrote and highlighted the wires to be covered.
One user also wrote and highlighted the agony of watching someone you love suffer right in front of you, implying at the horrific incident.
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