There is a common assumption that a stable internet connection is needed to make payment digitally through Paytm and other payment apps like Phone Pe Google Pay and Amazon Pay.
However, this is not the case always because the user of the app can carry out UPI payments through multiple platforms on a smartphone, without the internet. Yes, you can carry out UPI payments even if you don’t have an internet connection. However, you can make a transaction in case there is no internet connection in the area.
Many users face difficulties while making digital payments at a nearby store where the internet connection was not good. So, this article will help you out in making the payment if the user doesn’t have a good internet connection or the store does not have the accessibility of good internet connection.
Paytm has recently introduced a virtual card ‘Tap to Pay’ service to allow users to make instant payments through their Paytm registered card by just tapping their phone. The service will work even if the phone is locked or when there is no mobile data or internet connection.
The service is available for both iPhones as well as Android users who opt for Paytm All-in-One PoS devices and POS machines of other banks to make payments.
Once the card is available for tokenization, Paytm users can make payments by just tapping the phone on a POS machine from a registered card saved on Paytm app.
Additionally, with the latest Tap to Pay service, the company also used robust technology to convert the 16-digit primary account number (PAN) of the selected card into a secured transaction code or a digital identifier. This will ensure that a user’s card details are not shared with any third party payment processor as the users will not have to share their card details for the transaction.
Here’s how to use the Tap to Pay option on the Paytm app
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Step 1: Add New Card on Tap to Pay home screen.
Step 2: Complete the required card details and accept the Issuers Terms of Service for Tap to Pay.
Step 3: An OTP will be sent to your registered mobile number
Step 4. Verify the OTP
Step 4: The card will be activated at the top of the Tap to Pay. You can find it on the home screen.