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RTI reveals RBI hasn’t ordered linking Bank A/cs with Aadhaar

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Aadhaar card

[vc_row][vc_column][vc_column_text]Reserve Bank of India confirms it has not issued any instruction so far regarding mandatory linking of Aadhaar number with bank accounts

If you are one of the many bank account holders in the country who have been harangued by pesky calls, messages and e-mails from banks or “central government orders” claiming that your bank accounts will be blocked if they aren’t linked with your Aadhaar number, then here’s some news for you.

In a reply to Yogesh Sapkale of online news portal moneylife.in, sought under the Right to Information (RTI) Act, the Reserve Bank of India has clarified that: “The Government has issued a Gazette Notification GSR 538(E) dated 1 June 2017 regarding Prevention of Money laundering (Maintenance of Records) Second Amendment Rules, 2017, inter-alia, making furnishing of Aadhaar (for those individuals who are eligible to be enrolled for Aadhaar) and permanent number (PAN) mandatory for opening a bank account. It may be noted that Reserve Bank has not yet issued instruction in this regard.”

The central bank’s response, in layman’s terms, means that the order to link your bank accounts with your unique identity Aadhaar number has not been authorised by the RBI – which is responsible for laying down guidelines and rules for operations of banking institutions. Instead, the so-called mandatory order has been issued by the Prime Minister Narendra Modi-led BJP government. In effect, the RBI’s response means that it is the Modi government that is forcing all banks to ask their customers for linking their bank accounts, in their own capacity, something that can be construed as a violation of an earlier order over Aadhaar that has been issued by the Supreme Court as well as a case of executive overreach.

According to moneylife.in, the RBI was asked through an RTI application to provide “copy of the file along with file notings regarding mandatory linking of Aadhaar number with bank accounts”. The RBI responded to the application saying it “has not issued any instruction so far regarding mandatory liking of Aadhaar number with bank accounts.”

The portal adds further that to Sapkale’s explicit query on whether “the RBI had taken permission from the Supreme Court for mandatory linking of bank accounts with Aadhaar number, especially when the apex court had restricted its usage for six schemes, the Reserve Bank stated that is has not filed any petition before the SC.”

The RBI’s clarification comes at a time when questions are being raised by economists, Opposition leaders, activists and common citizens alike over the legal validity of the perceived coercion of bank account holders to link their accounts with their respective Aadhaar numbers even as the matter is still pending before the Supreme Court for resolution. So far, the SC has only upheld the mandatory linking of Aadhaar with six schemes- those under which the Centre is providing direct benefits or subsidies to individuals.

The central bank’s response also comes close on the heels of the appalling tragedy in Jharkhand where a minor girl reportedly died of starvation because her family couldn’t get food items from a government-run shop as their ration card had not been linked with their Aadhaar number.

Moneylife.in notes that the Centre’s Gazette Notification [GSR 538(E)], which the RBI has mentioned in its reply, “is also in contravention with the orders passed by five-judge Bench of the Supreme Court as well as Aadhaar Act 2016.”

In its order on 15 October 2015, the apex court had said:

“After hearing the learned Attorney General for India and other learned senior counsels, we are of the view that in paragraph 3 of the Order dated 11 August 2015, if we add, apart from the other two Schemes, namely, PDS Scheme and the LPG Distribution Scheme, the Schemes like the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), National Social Assistance Programme (Old Age Pensions, Widow Pensions, Disability Pensions) Prime Minister’s Jan Dhan Yojana (PMJDY) and Employees’ Provident Fund Organisation (EPFO) for the present, it would not dilute earlier order passed by this Court. Therefore, we now include the aforesaid Schemes apart from the other two Schemes that this Court has permitted in its earlier order dated 11 August 2015. We impress upon the Union of India that it shall strictly follow all the earlier orders passed by this Court commencing from 23 September 2013. We will also make it clear that the Aadhaar card Scheme is purely voluntary and it cannot be made mandatory till the matter is finally decided by this Court one way or the other.”

The apex court is scheduled to hear a bunch of Aadhaar-related petitions in November.

The RBI reply, though bringing clarity on its role – or rather the absence of it – in sanctioning linking of Aadhaar numbers with bank accounts of customers, doesn’t however explain whether individuals can object to coercion from their respective banks when asked to link their accounts with their unique identification number.[/vc_column_text][/vc_column][/vc_row]

India News

Bill against paper leaks eclipsed by Opposition push for Amit Shah reply

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Amit Shah

The Monsoon Session of Parliament witnessed Opposition-Government scenes on Monday as Union Minister Dr. Jitendra Singh introduced the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 in the Lok Sabha.

The Bill aims to strengthen laws against examination paper leaks and organized cheating following the NEET-UG 2026 controversy.

During the discussions, the Opposition Congress demanded Home Minister Amit Shah’s reply to allegations of police excesses on July 20 during the Cockroach Janta Party (CJP) march to Parliament. Over 100 students were treated for injuries ranging from fractures to pellet wounds. CRPF personnel have confirmed seven rounds of pellets were fired and five rounds were fired at the students.

Congress leader Pawan Khera said such force should not have been used against the students and the Home Minister must reply to the allegations. Following disruptions, the House was adjourned several times.

The legislation seeks to impose stricter penalties for paper leaks, organized examination fraud, and other unfair practices. It also provides for faster investigations, time-bound trials, and the establishment of a STF to investigate major examination-related offenses. According to the government, the amendments are intended to improve transparency, protect the credibility of public examinations, and restore students’ confidence in the system.

The Congress and several Opposition parties demanded a detailed discussion in both the Lok Sabha and the Rajya Sabha, arguing that the government must be held accountable for both the examination irregularities and the police response.

The debate comes days after the resignation of former Union Education Minister Dharmendra Pradhan, following weeks of nationwide protests over paper leaks and examination malpractice. While the Centre has announced reforms and introduced the amendment Bill, Opposition leaders maintain that legislative changes alone are insufficient without fixing responsibility for the controversy and the police action against students.

The government defended its response, stating that it has initiated investigations into examination fraud, introduced stricter legal provisions, and taken steps to strengthen the security of public examinations. Parliamentary Affairs Minister Kiren Rijiju urged MPs to participate in the debate and allow the House to function smoothly instead of disrupting proceedings.

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E20 Janta Party set to follow in CJP footsteps

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Excise duty on petrol

After the success of the Cockroach Janta Party (CJP), a new outfit, calling itself the E20 Janta Party, has come into being.

It trended across social media platforms on Thursday after the CJP claimed victory following the resignation of Union Education Minister Dharmendra Pradhan, with supporters applauding the outcome as a major milestone in the ongoing student-led movement over alleged NEET-UG examination irregularities.

Thousands of posts, memes and videos flooded social media with users celebrating what they described as the growing influence of the CJP-led agitation. The term “E20 Janta Party” quickly gained traction on X and other platforms as motorists worried over the mixing of ethanol in petrol claimed they would themselves stage protests a la CJP.

Motorists all over India have been protesting against the fuel mixture given that their cars and motorcycles bought earlier had not been tuned for such increase in ethanol ratio. Some have claimed damage, ranging from engine damage to lower mileage. The government has not conceded the engine damage claim but has accepted that mileage may be compromised. Further, they have been agitating for a lowered fuel price for E20 since it has 20% ethanol but the government has shown willingness only to lower prices for the E85 blend which is being introduced slowly.

The public outpouring of support for the anti-NEET protests seems to have egged the anti-E20 people to come out of the woodwork though they have been vocal on social media. The Delhi taxi drivers association is also believed to have lent support to this cause. Transporters are also expected to join the protest slated on August 4 year since there are moves afoot to introduce isobutanol-diesel blend this year.

During the protests at Jantar Mantar, many activists had raised the ethanol issue time and again targeting Road Transport and Highways Minister Nitin Gadkari, an overzealous advocate for ethanol blending.

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India News

Parliament Monsoon Session 2026: Bill against paper leaks to be introduced in Lok Sabha today

The Lok Sabha will introduce and consider the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026, proposing stricter punishment, fast-track courts and stronger safeguards against paper leaks.

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The Lok Sabha is set to take up the Public Examinations (Prevention of Unfair Means) Amendment Bill, 2026 for consideration and passage on Monday as the Centre moves to tighten laws against paper leaks and examination-related fraud.

Union Minister Dr Jitendra Singh will seek the House’s permission to introduce the Bill before moving it for consideration and passing during the day’s legislative business.

The proceedings of the Lok Sabha are scheduled to begin at 11 am with the Question Hour, during which ministers will respond to listed oral questions.

Bill proposes stricter action against paper leaks

The proposed amendment aims to strengthen transparency and integrity in the public examination system through stricter legal provisions while safeguarding the interests of students.

Among its major provisions are:

  • Imprisonment of up to 10 years for those found guilty.
  • A fine of up to Rs.10 crore.
  • Confiscation of assets of convicted offenders.
  • A mechanism to ensure verdicts in such cases are delivered within three months through fast-track courts.

The proposed changes follow the Union Cabinet’s approval of the legislation and related measures aimed at tackling paper leaks and examination fraud with stricter punishment and expedited trials.

Supreme Court judges amendment Bill also on agenda

Apart from the anti-paper leak legislation, the Lok Sabha is also scheduled to consider the Supreme Court (Number of Judges) Amendment Bill, 2026.

Union Law Minister Arjun Ram Meghwal will move the Bill for consideration. It seeks to further amend the Supreme Court (Number of Judges) Act, 1956.

Ministers to present implementation reports

Several Union ministers are also expected to place statements before the House on the implementation of recommendations made by various Parliamentary Standing Committees.

Among them:

  • Gajendra Singh Shekhawat will present an update on recommendations related to the Ministry of Tourism.
  • Jayant Chaudhary will report on recommendations concerning the Ministry of Skill Development and Entrepreneurship.
  • Pankaj Chaudhary will table a statement on recommendations relating to the Ministry of Finance.
  • Suresh Gopi will present implementation updates on recommendations made by the Standing Committee on Petroleum and Natural Gas.

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