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IRCTC travel insurance: The only thing you can buy for 50 paise

The IRCTC’s travel insurance covers death, permanent total disability, permanent partial disability and hospitalization expenses for injury and transportation of mortal remains following rail accident or untoward incident.

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IRCTC travel insurance

Traveling by train is considered as an easy, convenient beneficial for the passengers. The Indian Railway provides many facilities to its passengers especially on online ticket booking through IRCTC website, one of which is the travel insurance in just 50 paise. What can you buy for 50 paise?.

Indian Railways Catering and Tourism Corporation (IRCTC) offers you an insurance cover of up to Rs 10 lakh at a near-zero premium of 49 paise. While booking train tickets through the IRCTC website, the passengers have the option of choosing travel insurance.  

Whenever a customer books a train ticket online, he/she must have noticed an option of 49 paise travel insurance. Often people have clicked on that but don’t they don’t know that for what reason the 49 have been deducted from their account and what will be the benefit of it.

In just 49 paise, the Railway gives travel insurance worth lakhs of rupees to the passengers that covers everything from theft to train accidents during the journey. If an accident occurs during the journey, then the benefit of insurance will be given to the passenger or his family.

As per the IRCTC’s ticketing rules, the benefit of travel insurance of Rs 10 lakh is available for confirmed tickets or RAC passengers. Passengers with waiting list ticket would not be benefitted from the travel insurance. Apart from this, children below five years of age do not get this benefit.

The IRCTC’s travel insurance covers death, permanent total disability, permanent partial disability and hospitalization expenses for injury and transportation of mortal remains following rail accident or untoward incident.

Read Also: Forgot IRCTC password? Here’s step-wise guide on how to recover password

While online ticket booking, a passenger needs to click on the travel insurance. Following this, the passenger will receive the policy information through SMS on their registered email IDs directly from insurance companies. A link will be provided to file the nomination details.

After booking the ticket, the passenger has to filled the details at the respective insurance company site. Once the premium is paid by the passengers no cancellations is allowed, said IRCTC.

India News

TMC faces fresh turmoil as signature controversy exposes internal divisions in Bengal

A political controversy has erupted in West Bengal after two TMC MLAs alleged their signatures were used without consent on a letter endorsing Sobhandeb Chattopadhyay as Leader of Opposition, leading to their expulsion from the party.

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Mamata Banerjee

The Trinamool Congress (TMC) has found itself at the centre of a fresh political controversy after allegations emerged that signatures of some party legislators were used without their consent on a letter related to the appointment of the Leader of Opposition in the West Bengal Assembly.

The row intensified after two TMC MLAs, Ritabrata Banerjee and Sandipan Saha, reportedly objected to their signatures appearing on a letter endorsing senior party leader Sobhandeb Chattopadhyay for the post of Leader of Opposition. The legislators alleged that they had not signed the document.

Allegations trigger political confrontation

The controversy gained prominence after opposition leader Suvendu Adhikari raised the issue and questioned the authenticity of the signatures submitted to the Assembly Secretariat. The allegations have fuelled a political confrontation between the ruling party and the opposition.

Authorities are examining the matter, with the authenticity of the disputed signatures becoming a key focus of the ongoing inquiry. The investigation is expected to determine whether any procedural irregularities occurred during the submission of the endorsement letter.

TMC expels two MLAs

Amid the controversy, the Trinamool Congress expelled Ritabrata Banerjee and Sandipan Saha from the party. TMC leaders cited anti-party activities as the reason for the action, while the expulsions have further intensified debate around the signature dispute.

The development has brought internal disagreements within the party into public view and added to the political tensions surrounding the issue.

Inquiry continues

Officials are continuing to examine the allegations and related documents. The outcome of the inquiry is expected to clarify the circumstances under which the endorsement letter was submitted and whether any irregularities took place.

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India News

K Annamalai likely to quit BJP after declining Rajya Sabha offer, sources say

Former Tamil Nadu leader K Annamalai is set to exit the BJP after rejecting a Rajya Sabha seat offer. Sources indicate he will launch a new public movement following strategic disagreements over assembly election alliances.

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K Annamalai

Former Tamil Nadu party chief K Annamalai is expected to resign from the Bharatiya Janata Party following a scheduled meeting with party president Nitin Nabin in Delhi. According to media sources, the former Indian Police Service (IPS) officer believes that his growth and opportunities within the national party have reached a dead end.

The developments follow a reported offer by the leadership to secure a Rajya Sabha seat for him, which he chose to decline. Instead of continuing his journey within the party, he is highly anticipated to introduce a fresh public movement in the state. This grassroots initiative will focus on mobilizing a broad network of volunteers and connecting with like-minded individuals across diverse professional and social spectrums. When questioned regarding the ongoing speculation about establishing his own political platform, he responded, “Please wait. We will sit down and talk in two days.”

The root of tactical disagreements

The impending departure highlights a growing divide concerning the party’s electoral approach leading up to the 2026 state assembly polls. He had strongly advocated for the party to contest the elections independently, relying on the significant grassroots momentum built during his tenure. Conversely, the central leadership opted to resurrect its alliance with the AIADMK, seeking to unite opposition votes against the governing DMK.

This strategic pivot coincided with structural alterations in the state unit’s administration. Media reports indicate that AIADMK general secretary Edappadi K Palaniswami explicitly requested structural changes in leadership as a prerequisite for the partnership, leading to his replacement as the state president. Consequently, he did not contest the assembly elections or play an active role in the frontline campaigning. The alliance ultimately managed to secure just a single seat in the assembly elections.

A rapid political trajectory

He entered the political sphere in 2020 after stepping away from the civil services, quickly advancing through the local party hierarchy. He was appointed as the state vice-president shortly after his entry and ascended to the position of state president within a single year.

As the state chief, he became one of the most prominent faces for the party in a region traditionally dominated by regional Dravidian parties. Through extensive mass outreach programs, aggressive digital campaigns, and high-visibility public interactions, he substantially enhanced the national party’s presence in the state. Despite the momentum, his opposition to traditional alliances and subsequent exclusion from national organizational roles created friction, paving the way for his expected departure.

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India News

Western disturbance brings major relief from heatwave as mercury drops in Delhi-NCR

An active western disturbance over Rajasthan and central Pakistan has triggered heavy rain and thunderstorms, causing temperatures to plunge across Delhi-NCR and neighboring states.

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Delhi Rain

The intense heatwave sweeping across large parts of the country has officially abated, bringing much-needed respite to citizens. According to weather experts and the India Meteorological Department (IMD), a drastic drop in temperatures has kept the national capital significantly cooler than normal. On Sunday, Delhi recorded a maximum temperature of 35.8 degrees Celsius, which is 4.2 degrees below the seasonal average.

Western disturbance alters regional weather

Meteorologists have attributed this sudden shift to rain and thunderstorm activity triggered by an active western disturbance currently hovering over Rajasthan and central Pakistan. Media reports indicate that the city recorded 0.9 mm of rainfall in the 24 hours leading up to Saturday morning. While the current spell of rain is expected to weaken and move away gradually, leading to a slight rise in temperature from Monday, experts emphasize that no heatwave conditions are anticipated in Delhi during the first week of June.

Widespread rain across states; disruptions in hilly terrains

The impact of the changing weather systems is visible across multiple states. The IMD has forecast heavy rainfall, thunderstorms, and gusty winds reaching speeds of 40-50 kmph for Delhi-NCR, alongside localized heavy showers in Uttar Pradesh and Rajasthan. Furthermore, severe thunderstorm activity with squally winds up to 90 kmph has been predicted over northwest, central, and adjoining eastern regions of India.

In Gujarat, scattered to isolated rainfall and thunderstorms are projected over the next six days due to the active weather systems. Meanwhile, the southwest monsoon is making steady progress, with the weather office indicating its potential advancement into parts of Kerala and Tamil Nadu over the next three to four days.

While the plains enjoy a break from the scorching heat, the sudden weather transition caused temporary complications in the hill states. In Uttarakhand, a heavy downpour and adverse weather conditions led to the brief suspension of the Kedarnath Yatra, leaving hundreds of pilgrims stranded before the restrictions were lifted later in the day. Conversely, the cooler mountain breeze and pre-monsoon showers have triggered a massive influx of tourists to Shimla, as people flock from high-temperature states like Gujarat to seek comfort in the hills.

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