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IRCTC travel insurance: The only thing you can buy for 50 paise

The IRCTC’s travel insurance covers death, permanent total disability, permanent partial disability and hospitalization expenses for injury and transportation of mortal remains following rail accident or untoward incident.

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IRCTC travel insurance

Traveling by train is considered as an easy, convenient beneficial for the passengers. The Indian Railway provides many facilities to its passengers especially on online ticket booking through IRCTC website, one of which is the travel insurance in just 50 paise. What can you buy for 50 paise?.

Indian Railways Catering and Tourism Corporation (IRCTC) offers you an insurance cover of up to Rs 10 lakh at a near-zero premium of 49 paise. While booking train tickets through the IRCTC website, the passengers have the option of choosing travel insurance.  

Whenever a customer books a train ticket online, he/she must have noticed an option of 49 paise travel insurance. Often people have clicked on that but don’t they don’t know that for what reason the 49 have been deducted from their account and what will be the benefit of it.

In just 49 paise, the Railway gives travel insurance worth lakhs of rupees to the passengers that covers everything from theft to train accidents during the journey. If an accident occurs during the journey, then the benefit of insurance will be given to the passenger or his family.

As per the IRCTC’s ticketing rules, the benefit of travel insurance of Rs 10 lakh is available for confirmed tickets or RAC passengers. Passengers with waiting list ticket would not be benefitted from the travel insurance. Apart from this, children below five years of age do not get this benefit.

The IRCTC’s travel insurance covers death, permanent total disability, permanent partial disability and hospitalization expenses for injury and transportation of mortal remains following rail accident or untoward incident.

Read Also: Forgot IRCTC password? Here’s step-wise guide on how to recover password

While online ticket booking, a passenger needs to click on the travel insurance. Following this, the passenger will receive the policy information through SMS on their registered email IDs directly from insurance companies. A link will be provided to file the nomination details.

After booking the ticket, the passenger has to filled the details at the respective insurance company site. Once the premium is paid by the passengers no cancellations is allowed, said IRCTC.

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Vijay appoints astrologer Radhan Pandit as OSD, sparks criticism from allies

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Actor vijay

Tamil Nadu Chief Minister C. Joseph Vijay has appointed astrologer and TVK spokesperson Radhan Pandit Vettrivel as Officer on Special Duty (OSD) to the Chief Minister, a move that has sparked criticism from allies and opposition leaders.

Radhan Pandit, who had publicly predicted a major electoral victory for Vijay and the Tamilaga Vettri Kazhagam (TVK) ahead of the 2026 Tamil Nadu Assembly elections, has been considered a close aide of the Chief Minister during the party’s election campaign.

The appointment drew sharp reactions from leaders within the Congress and Left parties. Congress MP Sasikanth Senthil questioned the decision in a post on X, asking why an astrologer required an OSD position in government.

Leaders from the Viduthalai Chiruthaigal Katchi (VCK) and CPI(M) also criticised the move, arguing that such appointments go against the principles of scientific temper and secular governance.

According to reports, Radhan Pandit was among the first people to visit Vijay’s residence after TVK’s strong performance in the assembly elections. He has also been associated with the party as a spokesperson and political commentator.

The controversy comes amid rapid political developments in Tamil Nadu following the formation of the new TVK-led government.

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Maharashtra opposition seeks all-party meeting over PM Modi’s austerity appeal

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Sharad Pawar

Maharashtra opposition parties on Tuesday demanded an all-party meeting after Prime Minister Narendra Modi appealed to citizens to adopt austerity measures amid rising concerns over the ongoing West Asia crisis.

The prime minister recently urged people to avoid non-essential gold purchases, reduce petrol and diesel usage, postpone foreign travel and consider work-from-home practices to help minimise the economic impact of global uncertainty.

Leaders from opposition parties in Maharashtra said the Centre should hold detailed discussions with political parties and explain the broader economic situation to the public. They raised concerns over the possible impact of geopolitical tensions on fuel prices, inflation and the overall economy.

Some opposition leaders also questioned the timing of the austerity appeal, saying citizens deserve greater clarity on the government’s plans to tackle any economic challenges arising from the crisis in West Asia.

Meanwhile, BJP leaders defended the prime minister’s remarks, describing them as precautionary steps aimed at reducing pressure on foreign exchange reserves and controlling inflationary risks linked to global supply disruptions.

The debate comes as concerns grow globally over energy supplies and rising crude oil prices due to tensions in West Asia.

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India has 69 days of crude oil and LNG reserves, 45 days of LPG stock, says Hardeep Puri amid West Asia crisis

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Hardeep singh puri

India has sufficient fuel reserves and there is no supply shortage despite the ongoing conflict in West Asia, Union Petroleum and Natural Gas Minister Hardeep Singh Puri said on Tuesday.

Addressing the CII Annual Business Summit, the minister said the country currently has crude oil and LNG reserves that can last for 69 days, while LPG stocks are sufficient for 45 days.

Puri also said LPG production has been increased from around 35,000-36,000 tonnes per day to nearly 54,000 tonnes per day to ensure uninterrupted supply during the ongoing geopolitical tensions in West Asia.

The minister dismissed fears of any immediate restrictions or disruption in fuel availability and said there is “no supply issue” in the country.

His remarks came after Prime Minister Narendra Modi urged citizens to reduce unnecessary fuel consumption and avoid non-essential foreign travel to help conserve foreign exchange reserves amid rising global energy prices linked to the West Asia conflict.

The government has also said there are no plans for fuel rationing and that India’s energy supply position remains stable.

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