The best way to ensure savings while travelling is to opt for a travel credit card. Travel credit cards are crafted to help individuals who frequently travel for business or leisure. These credit cards ensure accelerated rewards and perks like earning extra air miles, access to complimentary airport lounges, etc.
Moreover, individuals will be able to earn rewards and reap the advantage of loyalty programs, stay vouchers, welcome perks, and other benefits. Additionally, having a credit card for fuel will help travellers save up on fuel-related expenses. In this regard, one must opt for the best credit card for fuel and save significant amounts in the form of cash-back, reward points, etc.
Top Credit Cards Ideal for Travel Goals
Here are the top travel credit card for customers:
- Citi PremierMiles Credit Card
Frequent travellers will find the Citi PremierMiles Credit card ideal as it will help them redeem the earned air miles at more than 100 airlines and hotel partners. Moreover, the earned air miles will never expire, helping travellers to continue earning miles and redeem them at their convenience.
With the Citi PremierMiles Credit card, individuals can earn 10 miles per Rs. 100 on airline transactions. Moreover, travellers will get a welcome benefit of 10,000 miles and air insurance coverage of up to Rs. 1 Crore.
- SBI Elite Credit Card
On using the SBI Elite Credit Card, individuals will get a welcome voucher of Rs. 5000. This all-rounder card also extends complimentary Club Vistara Silver membership. In addition, the cardholder can earn 5X reward points on grocery, departmental purchases, etc. For international transactions, travellers can earn 2X reward points on spending every Rs. 100.
The card allows individuals to access 1000+ airport lounges all around the globe. In addition, individuals using the card for travelling overseas can reap the benefits of the lowest foreign currency markup charges, 1.99%, instead of paying the usual markup.
- IRCTC SBI Card
IRCTC SBI Card is one credit card that extends travellers benefits on railway ticket bookings and allows them to access railway lounge. Travellers can get 10% value back on buying AC1, AC 2, AC 3 and AC CC tickets from the irctc.co.in website. Furthermore, a 5% value back is provided on all air ticket and e-catering purchases.
On paying the joining fee, travellers will get 1500 reward points as welcome benefits. In addition to this, insurance coverage of Rs. 10 Lakhs for complimentary rail accidents and Rs. 50 Lakhs for complimentary air accidents.
- Bajaj Finserv RBL bank Travel Easy Supercard
With the Bajaj Finserv RBL bank Travel Easy Supercard, cardholders can earn 10% cash back for every Rs. 400 spent on Ola and Uber. The cash-back percentage remains the same for fuel purchases. On crossing the annual spending threshold of Rs. 1 Lakh, individuals will get a gift voucher worth of Rs. 1000.
Furthermore, cardholders refuelling their vehicles at any petrol pump within the country can reap the advantage of a fuel surcharge waiver of up to Rs. 100/ month.
- HDFC Regalia Credit Card
HDFC Regalia Credit Card is among the best travel credit cards in India that helps frequent travellers save significantly. With Regalia, cardholders will get access to 6 complimentary international lounge visits and 12 domestic lounge visits per year.
The card is ideal for overseas travellers, helping them enjoy the lowest foreign exchange markup of 2%, which otherwise is 3.5% or even higher. Moreover, the card helps individuals to access luxurious benefits like Priority Pass membership and lounge access. Besides availing of premium benefits, cardholders can also enjoy fuel surcharge waiver, insurance cover, etc.
Moreover, the HDFC Bank Diners Club Privilege credit card, Air India SBI Signature credit card, Axis Bank Vistara signature credit card, ICICI Bank MMT Platinum credit card, etc. are some of the notable travel credit cards that have made holidays convenient and rewarding for travellers.
How to Apply for Travel Credit Cards
Individuals must follow the mentioned step to apply for travel credit cards online:
Step 1: Individuals must visit the official website of their preferred financial institutions and click the credit cards option.
Step 2: Provide necessary contact and personal details.
Step 3: Now check offers and compare different credit cards.
Step 4: Choose the travel credit card that suits the applicant’s requirements the best.
Step 5: Finally submit the application on reading the instructions.
To sum up, travel credit cards will make the holidays convenient and easy. Travel credit cards are the right choice for frequent travellers who want to get discounts and rewards. Individuals can enjoy credit card rewards while travelling domestically and internationally. Other lucrative advantages include hotel discounts, co-branded benefits, etc. Moreover, travellers do not have to worry about carrying cash with them. For further savings, opting for the best credit card for fuel will help travellers encounter the fuel price hike.