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How to Buy an iPhone with the Bajaj Finserv EMI Card

iPhones are on the wishlist of many Apple enthusiasts and gadget lovers. These smartphones, manufactured by Apple, one of the leading companies in the world, come with a wide range of cutting edge features

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Apple iPhone 14 Pro Max

iPhones are on the wishlist of many Apple enthusiasts and gadget lovers. These smartphones, manufactured by Apple, one of the leading companies in the world, come with a wide range of cutting edge features. The experience of owning and using an iPhone is definitely different and unmatched. 

However, as with any product that is as feature-rich and well-designed as the iPhone, the price tag on these devices can be quite a downer. If you have the latest iPhone in your cart, but the steep price is stopping you from checking out, here’s an idea. Why not buy your iPhone on EMI?

Buying an iPhone on EMI 

Normally, when you make a purchase at a store or online, you will have to pay the entire price upfront. Now, in the case of an iPhone, paying the whole cost at the time of purchase can be quite challenging, because even entry level phones from Apple cost around Rs. 40,000 or more.

However, you can work around this by buying your iPhone on EMI or Equated Monthly Instalments. This means the purchase price of the iPhone will be divided into multiple EMIs across the EMI tenure you choose. You can then pay back the cost across this tenure by breaking up the lump sum payment into smaller EMIs.

For availing this service, you will have to pay an additional interest on the purchase price. But by applying for the Bajaj Finserv Card online, you can get your iPhone on no cost EMIs too, meaning that you don’t have to pay any extra charges.

How to Buy an iPhone with the Bajaj Finserv EMI Card

Buying an iPhone on EMI with the Bajaj Finserv EMI Card is fairly easy. You only need to follow the steps listed below.

Step 1: Browse the latest iPhones on the websites of our partner stores.

Step 2: Select the iPhone you wish to purchase and click on ‘Buy Now.’

Step 3: At the time of checkout, choose the Bajaj Finserv EMI Card as your preferred mode of payment and select the ‘No Cost EMI’ option.

Step 4: Choose the tenure over which you want to pay the EMIs.

Step 5: Click on ‘Submit’ and place your order. 

That’s it! This is all you need to do to buy your preferred iPhone on EMI. Using the Bajaj Finserv Card online is very simple. You can also use the card to pay for your Apple smartphone on EMI at any of the physical branches of our partner stores. 

Read Also: MP: Police arrest Muslim activist under NSA and sent to jail for speaking against bulldozer drive in Khargone

Reasons to Buy iPhones on EMI with the Bajaj Finserv EMI Card

There are many advantages that come with using the Bajaj Finance Card online to buy your preferred iPhone on EMI. Here are the top benefits. 

  • Zero Down Payment 

You can buy the best iPhones in the market on EMI even without a credit card. And you don’t even need to make a down payment on your purchase. 

  • High Pre-Approved Loan Limit

With the Bajaj Finserv EMI Card, you get a high pre-approved loan up to Rs. 4 lakhs. This is more than sufficient for you to get your preferred iPhone and pay for it in instalments.

  • Convenient Repayment Tenures

You can choose to repay your EMIs over convenient repayment tenures ranging from 3 to 24 months. 

  • No Foreclosure Charges

In case you want to pay off your purchase cost before the end of the repayment tenure, you can do so without any foreclosure charges. This can be done at any time after the first EMI has been paid.

  • No Added Charge on EMIs

You do not need to pay any additional interest charges on the EMIs, thanks to the no cost EMI option offered on the Bajaj Finserv EMI Card.

Conclusion

So, as you can see, it is extremely easy to buy your favourite iPhone on EMI using the Bajaj Finserv EMI Network Card. The steps listed in this article should help you make your purchase easily. Once you’ve made your purchase, remember to pay your EMIs on time, so your credit history and your credit score can benefit from your timely repayments.

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Adani, Torrent compete to purchase Gujarat Titans from CVC Capital

The probable sale of the Gujarat Titans, with the lock-in period coming to a close, will therefore be a defining moment in the changing face of IPL investments.

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The Adani Group and Torrent Group are currently negotiating a deal with private equity firm CVC Capital Partners to offload a controlling stake in the Indian Premier League franchise Gujarat Titans. According to sources, close to the development, reports say CVC Capital Partners will be looking to sell a majority interest while retaining a minority share in the franchise.

This becomes important because it is aligned with the end of the lock-in period by the Board of Control for Cricket in India (BCCI), which restricts any new teams from selling stakes until February 2025. The three-year-old franchise Gujarat Titans is reportedly worth $1 billion to $1.5 billion. CVC Capital Partners had paid ₹5,625 crore for the franchise in 2021.

A source close to the development pointed out that IPL franchises have attracted many investors’ interest since the league has proved an asset with a good reputation for money-making capabilities and cash flows. This growing interest of investors embodies the financial value and stability that come with the IPL franchises.

Gautam Adani, who owns teams in the Women’s Premier League and UAE-based International League T20, is understood to be one of the serious buyers. In 2023, Adani’s group won the Ahmedabad franchise in the WPL with a bid of Rs1,289 crore, the highest offer. His interests in this potential deal signal his commitment to expanding his footprint in the cricketing world.

Arvinder Singh, COO of Gujarat Titans, exuded confidence in the financial future of the franchise. He said the team was confident of turning profitable in the next media rights cycle, referring to even the original ten IPL franchises that took four to five years to turn profitable. He added confidently that the Gujarat Titans would not only turn profitable but significantly enhance in brand value.
 
This surging interest of investors in it is evidence of the growing financial attractiveness of IPL franchises, driven by healthy revenue streams and an increasing global footprint. The probable sale of the Gujarat Titans, with the lock-in period coming to a close, will therefore be a defining moment in the changing face of IPL investments.

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PayTm share price slips 2 per cent over SEBI warning

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Paytm

The share price of PayTm fell by nearly 2 per cent on Tuesday following a warning from the the Securities and Exchange Board of India (SEBI).

PayTm’s parent One 97 Communication had got SEBI’s administrative warning letter on some transactions involving the PayTm Payments Bank during fiscal year 2021-2022. The bourses reacted strongly leading to PayTm shares falling by 1.88% to Rs 460.80 per share on the Bombay Stock Exchange.

SEBI said it had noted the violation with concern and said these matters are being viewed very seriously. The regulator warned the company to exercise caution going forward and improve compliance to rules to prevent similar incidents in the future.

The markets regulator added that failure to comply with rules may force it to invoke enforcement actions as per the law.

In its response to SEBI, PayTm said in a media release that it has always followed listing regulations, as well as any change to these rules over time. The company said it would keep up its commitment to maintain and follow high standards of compliance. Paytm said it intends to provide an adequate response to SEBI on this matter.

PayTm said it has always followed Regulation 23 along with Regulation 4(1)(h) of the SEBI Listing Regulations, without including any change made to these rules over time. Paytm added that the letter from  SEBI has no influence on its finances, operations or other activities in any way.

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Latest business news

Zomato, Swiggy hike platform fee by 6% 

After the hike, the platform fee would be Rs 6 per order from an earlier Rs 5 per order.

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The food delivery majors, Zomato and Swiggy, have recently increased their platform fee by 6 per cent for food orders initially in Delhi and Bengaluru.

The food giant is currently charging in the national capital and IT hub, Bengaluru, the platform fee is distinct from delivery fee, goods and services GST, handling charge and restaurant charges.

After the hike, the platform fee would be Rs 6 per order from an earlier Rs 5 per order. Gradually, the higher platform fee is expected to roll out to other cities as well.

Notably, this fee is applicable universally to all food orders, irrespective of customer enrollment in loyalty programmes offered by both food giants. The charges directly contribute to the companies’ revenue streams and cost management efforts. The platform fee goes to the food aggregators to apparently control costs and increase revenues.

In April, they charged Rs 5 per order, but now it’s been increased by Rs 6 per order. That’s a 20% increase in fees for food delivery. This change in their strategy to adjust the price in a market as they expand their services.

Increase in platform fees, impacting how much customers pay for their food deliveries across the board. When customers order food using the app, they will notice different charges, besides the platform fees. These include delivery fees, handling fees, GST (Goods and Services Tax), and charges from the restaurant.

The charges earned by the platform, directly go to the food delivery app, helping to manage all expenses and boost their wages. The food delivery platform aimed to make between Rs 1.25 to Rs 1.5 crore per day through the fee, the app charges.

In August last year, Zomato introduced platform fees of Rs 2 per order for the first time. In October, they raised their platform fees from Rs 2 to Rs 3 in most and in major cities. Additionally,  Zomato is a quick commerce platform.

According to reports, Zomato stock reached its highest price of Rs 232 on the Bombay Stock Exchange. This achievement has made Zomato founder and CEO, Deepinder Goyal, a billionaire. The company has experienced a strong upward trend over the past years, driven largely by the expansion and success of its quick commerce subsidiary in Blinkit.

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