Mudda (debate show)
“Mudra Yojana benefited a small number of poor”
Panelists feel that the government schemes should help more people, compares scheme and its limitations with NPAs and loans to big businesses
Parties are gearing up for the 2019 general elections. The BJP is all-out listing its achievements. Prime Minister Narendra Modi interacted with beneficiaries of the Mudra Yojana (PMMY) scheme. Launched by him in 2015, the scheme aims to develop India’s micro-enterprises sector by providing loans up to Rs 10 lakh. During the interaction, PM Modi said Rs 6 lakh crore has been disbursed to 12 crore beneficiaries. APN’s popular debate Mudda took up the issue with panelists including Congress’s Hilal Naqvi, BJP’s Ashok Thakur, publicity expert Naresh Dudani, noted scribe Kulsum Mustafa and APN consultant Govind Pant Raju.
Thakur said: “People have benefited from government schemes like the Mudra Yojana. Why should the PM be criticised just because he’s interacting with people to gauge the success of the programme?”
Naqvi said: “The BJP has been trying to convolute the truth. No one has actually benefited from Mudra Yojana. This is a re-finance programme. If you see bank NPAs, a large part comprises such programmes of the government that have not yielded the desired results.”
Thakur said: “Mudra Yojana is a way to give loan to small businesses. In the Congress’s time, loans were given to the likes of Vijay Mallya and Nirav Modi. This is the difference between the Congress and the BJP.”
Raju said: “Small businesses thrive on small loans, and government schemes to benefit such people should be welcome. Bank NPAs are more to do with large loans, and not the small loans given to small businesses.”
Thakur said: “Most of the beneficiaries are from the backward classes.”
Mustafa said: “Some people benefited; some people did not. A small percentage must have benefited. Micro-financing is for those who need such small amounts like Rs 5,000-Rs 10,000. The PM talking about his schemes with the people is a good effort, since this is the last year before the general elections, and have such dialogue is a brilliant idea.”
Naqvi said: “How many people benefited, seven crore or 11 crore people? One also needs to know how many people were able to return these loans.”
Dudani said: “The way the PM has used technology in diverse ways is worth noting. Such transparency is most welcome; that the common man can talk directly to the PM is a great achievement of both technology and governance.”
Naqvi said: “To assess a scheme, we need to know, if the money disbursed comes back or not. If it comes back, it means, it has met its goal. This kind of assessment is needed to find out the success of the government programmes.”
Thakur said: “Only those who work are assessed. When one starts work, they are many who want to pull you down. This is exactly what is happening. People don’t want to see Modi’s success.”
Dudani said: “Let’s not get into a debate about Ujjwala Yojana uselessly. Look at how many homes gas cylinders have reached…homes that earlier did not have access to gas cylinders, and depended upon lighting logs to cook. People have been given gas cylinders. Whether such beneficiaries have come for refilling, whether they can afford to pay Rs 500-Rs 600 periodically for gas filling, is another topic altogether.”
Raju said: “Such yojanas are big game changers. It gives a completely different view of life and opportunities. Some people may not have come back for refilling, but a lot must have benefitted significantly.”
Mustafa said: “It is good that the BJP thought of alleviating the dreary work of poor women by devising such schemes.”
Thakur said: “PM Modi doesn’t talk in the air. He leads from the front.”
Raju said:”For all-round amelioration of the lives of the poor, everything must be thought of clearly, not just giving a gas cylinder to the poor, but also include the transportation costs, and also assess the economy of the family that would need to refill the gas cylinder.”
Dudani said: “It is to be noted that 85 percent gas cylinders have come back for refilling, and that’s a good indicator. Sustainable development is going to be the key to ensure success of such programmes in the future.”
—Compiled by Niti Singh Bhandari
Mudda (debate show)
“Too much politics happening over corona in Delhi”
The Delhi chief minister’s decision was irresponsible, so it was overturned by the Lt Governor. Delhi belongs to everyone and such discrimination as Kejriwal proposed will not work. People know Kejriwal more for his wrong decisions than for any good work done by him
Even as Covid-19 cases in the country have crossed over 2.5 lakh, a petty spat has erupted over the issue of hospital beds. Delhi Chief Minister Arvind Kejriewal said non-Delhi residents will not be able to access Delhi government healthcare for Covid-19, and Lt Governor Anil Baijal overruled the decision and ordered Delhi government hospitals to treat all patients. APN’s popular debate Mudda discussed the issue with BJP’s Anand Sahu, Congress’s Ajay Arora, AAP’s Vanshraj Dubey, political expert Niranjan Poddar and APN Editor Ajay Kaul.
Sahu said: “The Delhi chief minister’s decision was irresponsible, so it was overturned by the Lt Governor. Delhi belongs to everyone and such discrimination as Kejriwal proposed will not work. People know Kejriwal more for his wrong decisions than for any good work done by him.”
Vanshraj Dubey: “It was an expert team that had advised the Delhi CM in view of the likelihood of cases rising in the capital. Kejriwal has not taken any decision against the Centre’s orders.”
Arora said: “We are fighting a pandemic, the biggest battle-ever. These people are not bothered about Covid, they are looking at their vote-banks. They only want to enjoy power. BJP and AAP have turned Delhi into a football match, and the common man is getting ignored.”
Poddar said: “People get to see everything, and this petty politics has upset the people. All people want is safety and that their livelihoods and health should remain protected. Covid is spreading more in urban areas and not so much in rural areas. Delhi has around 2 crore people and therefore the number of Covid positive patients are rising. I don’t see anything wrong in Kejriwal’s decision to protect facilities for the people of Delhi. Politics is happening over Covid.”
Kaul said: “Discrimination of any kind is not good at all. Will a patient get his Aadhaar card, or should he look for relief when he comes to hospital?”
Dubey said: “Healthcare is free for the people of Delhi. In case there’s a serious case, the CM had already said he/she will not be denied government healthcare. Private hospitals are getting into black marketing of hospital beds.”
Kaul said: “Then Kejriwal should have made it all clear.”
Dubey said: “See if Delhi people do not get healthcare in Delhi, will they run to Ghaziabad? And will the UP government take such patients?”
Sahu said: “People will drive out AAP from Delhi.”
Arora said: “I agree with Kaul that the issue is why should people get discriminated for treatment. What if the child is a Delhi resident and parents are from Bihar? How will such a child get treatment for his patents in Delhi? Too much politics is happening over corona in Delhi.”
Dubey said: “See if patients want to take treatment in Delhi, there is nothing wrong in that. We have not challenged the Lt Governor’s decision. Problems arise when beds are scarce. Delhi will have its own budget, just like Haryana and UP also have.”
Poddar said: “Delhi has Delhi government hospitals, private hospitals and central government hospitals. Right now, inter-state traffic is limited. There are central government hospitals also where people can reach for healthcare. I am of the opinion there is nothing wrong in Delhi saving its facilities for its own people. Ambulances know where to take people.”
Mudda (debate show)
“Economy should be opened only gradually”
Economy will repair itself in time. But once lives are lost, they will not come back. Labour has gone back, so what good will we achieve by unlocking?”
On the one hand, coronavirus cases are rising and on the other, the country is now on unclock mode. After 75 days, temples, restaurants and malls have opened at various places. APN’s popular debate Mudda discussed the issue with medical experts Dr Rahul Bharadwaj, Dr Yash Gulati, Dr AK Shukla and Dr Ankit Kumar Sinha, economist Dr Ashok Kaithal and APN Editor, Ajay Kaul.
Bharadwaj said: “Every day, corona cases are rising. We shall soon overtake the US. We need to ensure strict discipline at containment zones. What’s the rationale behind opening of temples and gurudwaras? Economy will repair itself in time. But once lives are lost, they will not come back. Labour has gone back, so what good will we achieve by unlocking?”
Dr Kaithal said: “We have not seen the desired result of the lockdown. Once lives are saved, economy will be saved. World economy is in bad shape, and can be opened only gradually, and slowly. Economy will be revived only after the manufacturing sector is opened.”
Dr Sinha said: “We have unlocked when the cases are rising. Over 50 to 70 percent patients are unable to access healthcare. We cannot stop corona. The government is more concerned about concealing the correct picture.”
Kaul said: “Economic activity has to be resumed. By having a further lockdown, corona will vanish. Till when can we suspend economic activity? Lockdown was supposed to put infrastructure in place, like PPEs, masks, hospital beds and so on. Opening of religious places is irrelevant, as that will not impact economy. Healthcare has failed India. Private hospitals are admitting patients selectively.”
Dr Bhargava said: “Lockdown was meant to ensure that the facilities match the demand, that we had enough beds and ventilators for the patients, because in the eventuality of an outburst, we cannot match the kind of healthcare strength that is needed. Lockdown was meant to flatten the curve. Corona is a pandemic. See, cancer patients will die if we do not have sufficient beds. Why was testing stopped in private labs? Did we visualize this kind of life that we will leave our old to die? Is this what we want? Where will middle-class people go?”
Dr Gulati said: “We are a poor country, and it’s important to focus our economy now. Corona cases are bound to rise. Luckily, our mortality rate is controlled. We cannot be left to die of hunger.”
Dr Kaithal said: “Cases are going up and the situation is frightening. We should revive the economy only gradually. Social distancing should be strictly enforced. Purchasing power of people needs to go up.”
Dr Sinha said: “I agree that we need to look into the economy now, but we should also focus on testing and contact tracing.”
Kaul said: “Lockdown was meant to strengthen the infrastructure. AIIMS chief Dr Guleria had said that in June cases are expected to peak, then why were we not prepared for that?”
Dr Shukla said: “It’s a respiratory virus. All will be affected in some way or the other. Use of masks and hand hygiene is important. It’s good that the economy has been opened but we must not take the precautionary measures lightly.”
Mudda (debate show)
“We need to focus on survival and revival”
The government has approved the road map for implementing the micro, small and medium enterprises (MSMEs), farmer and street vendor package that was announced earlier as part of the Rs 20 lakh crore stimulus to restart the economy. APN’s popular debate Mudda discussed the issue with economic experts Mukesh Mohan Gupta and Ajay Prakash, and UP Industrial Development Minister Satish Mahana.
Gupta said: “Challenges are being faced by all sectors, the reason being the global coronavirus pandemic. The new definition of MSME has broadened its scope. Moody’s has downgraded India’s rating, but that’s the same story with many other countries. In the US, there is unprecedented rioting happening, so that;’s no better. Manufacturing has been impacted here, so the rating will go down.”
Mahana said: “The Rs 20 lakh crore package is geared to instill confidence among the labour and industry stakeholders. See, the world is in the grip of an economic crisis, but PM Modi has been taking decisive steps. Unlock 1 will help to revive economic activities, and for that the consumer has to come in the market. No one can say how long Coronavirus will last. Under MNREGA, help has been reached out to the vulnerable sections… the effort is to go in for strong handholding. We have to focus on survival and revival. You just can’t look at industry for revival, agriculture also needs to be boosted, cash inflow has to be looked into. We are mapping the skills of the labour, and helping in matchmaking skills with needs. We will not leave any stone unturned in the interest of industry and the workers. Modi has been forward-looking and transparent, there is no room for corruption. We are looking at the opportunity behind the challenge. US is in the grip of a crisis. But a dialogue has been started with other countries. “Advantage UP” is being looked into in the fields of milk production, surface water, infrastructure, etc. We are focusing on Advantage UP and UP will be preferred state for investing in the country with ease of doing business. See, we are in a strong position, but the economic crisis is being faced globally, so how can we talk about our country alone? We have to focus on how to get out of the crisis.”
Prakash said: “India has huge numbers, but with no earning, demand has been low. We have been told 80 percent units have started work, but they are on 25 percent capacity. We are unable to utilize the capacity to the fullest because labour is away.”
Gupta said: “When sick, we can’t run, so how can we expect our economy to be normal. Demand is low, rating will be down. Cases are going up.”
Prakash said: “The Five Is pointed out by the PM– Intent, Inclusion, Investment, Infrastructure and Innovation are very important. Only the top 1 percent has been getting richer, now we need to broaden the base.”
Gupta said: “We need to think of local products to remain healthy.”
Prakash said: “We have the opportunity, but we need to act fast, we need labour reforms, tax systems, satisfaction has to be provided to the foreign investor. The desire is there to attract foreign investment but we have not been as fast as we should have been. At first, we need to get labour back, and restore the supply chain and value system, and check out competitor countries like Korea and some other south east Asian countries, we need to strengthen the base.”
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