Before we start with venture choices we have to know the idea of Risk versus Return.
Danger implies the Chances of Losing Money. The cash you are contributing today you ought to recollect that the cash can go off moreover. Furthermore, returns imply what you are earning from that speculation.
Before we start with venture choices we have to know the idea of Risk versus Return. Danger implies the Chances of Losing Money. The cash you are contributing today you ought to recollect that the cash can go off moreover. Furthermore, returns imply what you are earning from that speculation. In the event that you get danger and returns, at that point you have to realize that there are three kinds of speculations.
1) High-Risk High Returns 2) Low-Risk Low Return 3) Medium Risk Medium Return. On the off chance that you face high challenge your profits will be high. On the off chance that you face low challenge your return will below. furthermore, on the off chance that you face a medium challenge, your danger will be medium. Because of this idea, a few people dread of losing cash and flee from speculation. In any case, in the event that you have to deal with your cash, you have to know with respect to speculations. How about we see the alternatives
1) FD
It is a sheltered choice numerous individuals incline toward this choice. Be that as it may, it is an okay and low brings speculation back. Each bank has some plan of seeing FD as they are additionally working together. In FD you turned into a financial specialist for that bank During your FD residency. The bank will save cash for that fix residency and the bank will put resources into and the bank will give a few returns after the finish of residency. This is the way an FD works. The profits from FD is higher than your investment account. Also, longer the residency longer the return.
2) GOLD
On the off chance that you have cash, you ought to put resources into gold.. The estimation of gold goes up with time. In the event that you bought gold today of 10rs that gold can be esteemed 29rs tomorrow. There are a few favourable circumstances and a few weaknesses. A) It is a Medium danger Medium rate of profitability. B) It is a protected and basic speculation as there is no much administrative work. Detriments:- A) Hard to check genuineness.. You don’t have a clue about the merchant is giving you the genuine gold or a phoney gold. B) Storage The gold you had bought where you will keep that gold.. It can get taken too.
3) Real Estate:-
This is an exceptional yield venture. As there is an exceptional yield, then the danger will likewise get high. It is a drawn-out venture. On the off chance that you had burned through 1 crore rs to purchase a property, it won’t be esteemed 10crore by tomorrow itself. It might take 10 years. There are different variables including, for example, lawful factor. The dealer can sell you an unlawful property. Also, in the event that it occurs, at that point, you have squandered your 1 crore. Because of legitimate components.. Subsequently, it is high danger and significant yields.
4) Government Bonds:-
It is a generally safe however medium returns… In any case, what does that means…it is protected speculation like FD as you give your cash to bank the bank will utilize the cash for the bank reason. Yet, in the event that you buy the Government securities, you become the financial specialist for government and you’ll offer cash to government and government will utilize that cash to run a Country. By buying Government securities we state to government that take our cash and pursue the nation and some period give us returns. This is the manner by which government bond’s works and it is sheltered speculation.
5) Stock Market:-
It is a High-Risk High Returns Investment. Yet, what are you doing in securities exchange!! fundamentally you give the cash to the organizations like Reliance and Tata. What’s more, with our cash they run their organization and give us some piece of benefits from their organization. Presently the thing is how to put resources into the financial exchange? It is exceptionally simple you have to open a record with sharekhan by simply giving your mail id and skillet card. Furthermore, they will open a Demat account. Subsequent to putting resources into the offer if the offer worth gets increment If the organization is performing excellent then your speculation is likewise performing awesome. There is a drawback of stock markets too… For putting resources into the stock market there is a long expectation to absorb information included. You have to know the current issues, need to realize how securities exchange runs. There are endless variables which you have to instruct your self. Henceforth it is high danger and significant yields. You have to pay different charges to the financier firm for instance shareKhan. You have to pay. For instance, for value money intraday exchanges you have to pay 0.10% on the purchase side. For value conveyance exchanged you have to pay 0.50% or 10 paise per share or rs16 per scrip which actually is higher. So sharekhan will assist you with putting your cash in share market.
6) Mutual Funds:-
What is shared assets… Common assets are the companies who put cash in stocks for us. Shared Funds have numerous choices, for example, okay low returns game-high danger significant yields game. So it is up to you where field you have to contribute. This is the means by which you can purchase the stocks and sell the stocks. However, it is finished by the organizations.. Sharekhan likewise offers the common store on period premise. For that, you have to have your record with sharekhan and for opening the record you have to enlist with your portable number email id and container number to their site.
Read Also: How to Save Money You are living in 2020 and there are different ventures alternatives which can make you a mogul. So for what reason are, you waiting begin contributing.
The deadline to file Income Tax Returns (ITR) for most taxpayers, including salaried individuals, pensioners, and small businesses not requiring audit, ends today, September 15. Those who miss the due date face penalties, interest charges, and loss of certain tax benefits.
Penalties for late filing
If the return is not filed by the deadline, taxpayers can still file a belated return until December 31. However, under Section 234F of the Income Tax Act, late filing attracts penalties.
For income up to Rs5 lakh: penalty is capped at Rs1,000.
For income above Rs5 lakh: penalty increases to Rs5,000.
Additionally, if any tax remains unpaid, Section 234A imposes an interest of 1% per month (or part thereof) until the return is filed.
Consequences of missing deadline
Loss of certain tax benefits: Belated filers cannot carry forward specific losses such as business or capital losses.
Restrictions on tax regime change: Taxpayers lose the option to switch between old and new tax regimes after the deadline.
Refund delays: Those eligible for refunds will face delays compared to timely filers.
Steps to file before time runs out
Gather documents: Form 16, Form 26AS, Annual Information Statement (AIS), bank interest certificates, and proofs of investments or deductions.
Use the e-filing portal: File immediately to avoid last-minute portal congestion.
Verify your return: Ensure the ITR is verified electronically or physically for it to be considered valid.
India’s economy recorded a sharp growth of 7.8% in the April-June quarter (Q1) of 2025-26, surpassing the earlier estimate of 6.5% and outpacing China’s 5.2% growth in the same period. The figure also marks a notable rise from the 6.5% growth in the corresponding quarter last year, making it the fastest expansion in the last five quarters.
Strong performance across key sectors
According to data released by the National Statistical Office (NSO), the surge was driven primarily by the services sector, which expanded 9.3% compared to 6.8% a year ago, and the agriculture sector, which rose 3.7% against 1.5% last year.
The construction sector, however, witnessed a slowdown, growing 7.6% compared to 10.1% in the same quarter of the previous fiscal.
RBI’s earlier forecast
Earlier this month, the Reserve Bank of India (RBI) had projected a more modest Q1 growth of 6.5%, with overall real GDP growth for 2025-26 expected at 6.5%. RBI Governor Sanjay Malhotra attributed the positive outlook to favorable conditions, including a good monsoon, lower inflation, and strong government capital expenditure.
He said, “The above normal southwest monsoon, lower inflation, rising capacity utilisation and congenial financial conditions continue to support domestic economic activity. The supportive monetary, regulatory and fiscal policies, including robust government capital expenditure, should also boost demand. The services sector is expected to remain buoyant, with sustained growth in construction and trade in the coming months.”
India remains fastest-growing major economy
With China reporting 5.2% growth in April-June, India has retained its position as the world’s fastest-growing major economy. The latest figures highlight resilience in the face of external pressures, including recent US tariffs on Indian imports.
Sensex falls 600 points, nifty slips 180 as US tariffs hit Indian markets
Indian equity markets witnessed sharp declines as US tariffs on Indian imports took effect. Sensex dropped over 600 points, while Nifty fell nearly 180 points in early trade.
Indian stock markets opened lower on Thursday, reeling under the pressure of fresh US tariffs imposed on Indian goods.
At 9:17 am, the BSE Sensex dropped over 600 points to trade at 80,315, while the Nifty 50 declined nearly 180 points to 24,583. This comes a day after Washington enforced an additional 25% duty on Indian imports, raising the total tariff to 50%.
Broad-based sell-off across sectors
Market sentiment remained weak with 14 of the 16 major sectors posting losses. Small-cap and mid-cap indices also dipped, losing 0.2% and 0.1%, respectively.
The fall follows a steep correction earlier this week. On Tuesday, before the tariff announcement, both Nifty and Sensex fell by around 1% — their sharpest single-day decline in three months. Domestic markets remained closed on Wednesday for a local holiday.
Analysts warn of near-term pressure
According to market experts, Indian equities are likely to witness further volatility as investors digest the impact of the US action. The tariffs were imposed in retaliation for India’s continued crude oil imports from Russia, a move that has escalated trade tensions between the two nations.
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