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A Reliable Advisor to Indian MSMEs: How Rana Kapoor Led Yes Bank’s YES GST programme

Among the institutions which actively enabled for a smooth transition to GST, Yes Bank was at the forefront. Its Founder and then-MD & CEO at the time of the implementation of GST, Rana Kapoor, called it the “most significant reform since liberalization in 1991” and showed faith in its potential to “envisage ‘One Economic India’”.

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Rana Kapoor

With the enactment of GST on 1 July 2017, the Indian taxation system entered a regime of One Nation, One Tax. The erstwhile tax structure levied taxes, direct and indirect, from anywhere between 25% to 40%. GST reconstituted the brackets and consolidated them into four slots of 5%, 12%, 18% and 28%. The nature of this change was so huge that the talk of a common goods and service tax within the financial circles went as back as the 1990s. Decades passed between studies, planning and crafting in order to make GST a reality for the Indian tax system.

Such an amount of time and consideration was necessitated by the fact that this particular reform would also require significant overhaul of economic, financial and industrial infrastructure in India. Among the institutions which actively enabled for a smooth transition to GST, Yes Bank was at the forefront. Its Founder and then-MD & CEO at the time of the implementation of GST, Rana Kapoor, called it the “most significant reform since liberalization in 1991” and showed faith in its potential to “envisage ‘One Economic India’”.

The Bank initiated the “YES GST” programme under Rana Kapoor to empower and enable  MSMEs shift to the new system with full efficiency. At the launch, he stated, “This is a reform that can create anywhere between 2.5-3% incremental GDP growth benefits after 2-3 years”. Through the bank’s YES GST initiative, he affirmed, “MSMEs are the backbone of the economy and it is vital to ensure that they are GST prepared. Yes Bank has followed a unique knowledge-based approach that provides its stakeholders with well-informed and customized solutions.”

Some major roadblocks in the path to smooth transition included the operational change as well as state-wide registration of bank branches and transactions. With GST infrastructure, bank registration no longer remained centralized, which in effect, necessitated that cross-state intra-bank transactions would also be taxed. Further, the cost of up-scaling, employee training, policy redesign and complete revamp of registration compliance posed an immense challenge to the industry.

While the institutions with much larger transaction flow could easily offset any adverse effect of GST, the small and the micro industries needed a formidable helping hand. Taking up the responsibility, Rana Kapoor focused Yes bank’s policies and schemes to aid and empower the MSME sector first and foremost. His personal and professional oversight of the Yes GST scheme ensured that MSMEs are well-equipped to operate in the new tax regime.

By 2018, the bank had organized 100+ GST awareness workshops across the nation and aided over 9500 MSMEs through its YES GST initiative. The scheme encouraged compliance with GST by providing MSMEs with an overdraft facility of up to Rs. 1 crore based on GST returns. Yes Bank became the first in the industry to not only support the MSMEs in their transition to the unchartered territory but also to assist the government in its economic agenda.

Read Also: World Photography Day 2021: Celebrate the Day, share these quotes and messages with photography enthusiasts

Under Rana Kapoor’s leadership, the bank’s engagement with the MSME sector had reached Rs. 32,500 crores by March 31, 2018. He further ensured that MSMEs got quick and effortless access to capital which effectively boosted the Indian economy through its reformatory period. Headlining the GST rollout, the bank planned a disbursement of Rs. 1,000 crores through its Yes GST for FY18-19.

Rana Kapoor’s belief in MSMEs as a crucial sector for the Indian economy was the vision behind Yes GST. He expressed, “The orientation period will be between 12 and 18 months but the fact is that the commensurate gains are going to be so disproportionately higher, that it is only a matter of time MSMEs will reap the benefits”. Driven by the vigor to empower those whom he can, his leadership both at an individual level and through his bank carved his position as an enabler of MSME sector’s growth and development.

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ChatGPT 80s photo trend goes viral: Is it safe to upload your pictures?

The ChatGPT 80s photo trend has gone viral, with users transforming personal pictures into retro-style images. But before joining the trend, users should understand the privacy considerations around uploading photos to AI platforms.

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ChatGPT 80s photo trend and photo privacy

The ChatGPT 80s photo trend has taken social media by storm, with users turning their photographs into images inspired by the look and style of the 1980s. While the trend offers an easy way to create nostalgic-looking pictures, it has also raised an important question: Is it safe to upload personal photos to an AI chatbot?

When users upload an image to ChatGPT, the photograph becomes part of their interaction with the service and is handled under OpenAI’s data policies.

Why is the ChatGPT 80s photo trend going viral?

The trend allows users to give their ordinary photographs a retro makeover using AI. The resulting images can recreate the visual appearance associated with the 1980s, making the trend particularly popular among people looking for nostalgic or creative portraits.

The process, however, requires users to upload their own photographs to an AI service. This makes privacy an important consideration alongside the entertainment value of the trend.

Is it safe to upload pictures to ChatGPT?

Users should understand that uploading a photograph to ChatGPT means sharing that image with the service as part of their interaction. OpenAI’s data policies govern how information submitted through the service is handled.

Therefore, users should think carefully before uploading photographs containing sensitive or private information simply to participate in a viral trend.

What should users consider before uploading a photo?

Before trying the ChatGPT 80s photo trend, users can consider whether the photograph contains information they would prefer not to share with an AI service.

It is also worth being cautious with photographs involving other people, particularly when the image contains children, private surroundings or other information that could reveal personal details.

The key point is that an AI-generated result does not change the fact that an original photograph had to be uploaded to create it.

ChatGPT 80s photo trend: FAQs

What is the ChatGPT 80s photo trend?

It is a viral AI image trend in which users upload photographs and use ChatGPT to create images with a retro 1980s-inspired appearance.

Does ChatGPT require a photo for this trend?

Yes. The trend involves uploading an existing photograph so that the AI can transform it into a new image.

Is it completely risk-free to upload personal photos?

Users should not assume that uploading a personal photograph is risk-free. Images submitted to ChatGPT are part of the interaction and are handled under the service’s applicable data policies.

What should I check before uploading a picture?

Users should consider whether the photograph contains private, sensitive or identifying information before uploading it to an AI service.

What happens when you upload a photo to ChatGPT?

A photo uploaded to ChatGPT becomes part of the user’s interaction with the service. How that information is handled is governed by OpenAI’s applicable data policies.

For users participating in viral AI image trends, understanding this distinction is important. The convenience of creating a retro-style image should be balanced against the privacy considerations involved in sharing an original photograph online.

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Top SUVs Under ₹50 Lakh in 2025: How Ford Endeavour Compares Against Its Rivals

The new-generation Endeavour (known globally as the Everest) is carving out a niche, not by being the flashiest, but by doubling down on what made it iconic: rugged capability, unmatched comfort, and Ford’s driver-first DNA.

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Walk into any premium SUV showroom in 2025, and you’ll see one thing in common, everyone is trying to be the next Fortuner killer. From the Toyota Fortuner’s legendary reliability to the MG Gloster’s tech-laden interior, the segment under ₹50 lakh is fiercely competitive. But the one name that’s quietly making a storming comeback in India is the Ford Endeavour.

Re-entering the market through CBU or CKD routes, the new-generation Endeavour (also known globally as the Everest) is carving out a niche, not by being the flashiest, but by doubling down on what made it iconic: rugged capability, unmatched comfort, and Ford’s driver-first DNA.

Let’s break down how it stacks up against the competition, and more importantly, whether it’s worth your money in 2025.

The Ford Endeavour’s Unique Positioning

While rivals like the Fortuner and Gloster come packed with features and road presence, the Endeavour plays a different game. It doesn’t try to win on badge or sheer size, it wins on refinement, handling, and the premium SUV experience. The Endeavour doesn’t scream for attention. It delivers an understated yet powerful drive, much like an executive sedan disguised as an off-roader.

What the Endeavour Offers That Rivals Often Miss

  • True 4×4 DNA: Full-time 4WD with terrain response system and low-range gearing, something even the Fortuner reserves for its pricier variants.
  • Road Comfort: The Endeavour’s suspension setup feels tuned for Indian roads, absorbing undulations far better than stiffer rivals like the Fortuner.
  • Interior Refinement: The global model brings in a vertical 12-inch touchscreen, digital driver display, and soft-touch materials, giving the cabin a genuinely modern and plush feel.
  • Diesel Performance: While most competitors are shifting to petrol or hybrid powertrains, the new Endeavour sticks to a torquey 2.0-litre Bi-Turbo diesel, offering strong performance without the complexity of hybrid systems.

Rival Comparison Snapshot

SUVEngine OptionsKey StrengthWeakness
Ford Endeavour2.0 Bi-Turbo DieselBalanced comfort + off-road abilityLimited dealer support (CBU/CKD pricing)
Toyota Fortuner2.8 Diesel / 4×4 ATReliability & resaleStiff ride, dated tech
MG Gloster2.0 Twin Turbo DieselFeatures & spaceLacks brand trust, sluggish gearbox
Jeep Meridian2.0 DieselPremium build, great handlingLess spacious third row
Hyundai Tucson (AWD)2.0 DieselUrban refinementNot a true off-roader
Skoda Kodiaq2.0 TSI PetrolEuro styling, superb ridePetrol-only, no low-range gearing

The Pricing Puzzle: Is the Endeavour Worth It?

Ford’s re-entry into the Indian market via the CBU route does push the Endeavour’s price close to ₹45–48 lakh on-road, which might seem steep at first glance. But what you’re paying for is:

  • Global-spec build quality
  • Proven diesel engine
  • Feature-loaded cabin
  • True off-road capability

Compare that to a ₹52–55 lakh Fortuner GR-S or a ₹45 lakh MG Gloster Savvy 4×4, and the Endeavour doesn’t look overpriced, it looks well-positioned.

Who Should Consider the New Endeavour?

Buy if:

  • You want a full-size SUV with authentic off-road ability and refined road manners.
  • You value driving comfort as much as street presence.
  • You’re okay with slightly higher entry cost for better overall experience.

Skip if:

  • You need wide dealership and service coverage in Tier-2 or Tier-3 cities.
  • You prefer petrol or hybrid options.
  • You’re focused on resale value above all else.

Final Word: A Quiet Comeback with Loud Value

The Ford Endeavour in 2025 doesn’t try to beat its rivals on paper alone. It wins by delivering what many SUVs forget, a genuine sense of command on the road, a plush yet practical interior, and real-world 4×4 ability, all wrapped in a design that feels premium but not pretentious. And if a new specimen in not in your books, aused Ford Endeavour just might be what fits the bill!

If you’re looking at top second hand SUVs under ₹50 lakh, and you want something that drives like it belongs above that price tag, the Endeavour deserves more than a second look. In fact, it may just be the most complete SUV in this space, if you know what you’re buying.

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7 Reasons Parents Should Stay in Touch With Their Child’s Preschool Teacher

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Preschool is your child’s first real experience with a structured learning environment, and it’s a big step. At this early stage, your involvement as a parent plays a vital role in helping your child adjust, thrive, and build confidence. One of the most effective ways to stay involved? Maintaining regular communication with your child’s preschool teacher.

Many parents believe their role is limited to drop-offs, pick-ups, and paying fees. But staying connected with your child’s teacher goes far beyond logistics. It builds trust, strengthens learning, and ensures your child gets the support they need both at school and at home. In this blog, we will discuss seven reasons parents should talk to their preschool teachers from time to time.

7 Reasons Parents Should be in Touch with Their Kid’s Preschool Teacher

Here are seven compelling reasons why you should make that connection a priority.

  • Gain Insight into Your Child’s Development

Teachers spend several hours a day with your child, observing their learning habits, social skills, and emotional responses in real-time. Regular check-ins with the teacher can provide valuable insights into areas where your child is thriving and where they may need a little extra support.

These early signs are especially useful when you’re planning for next steps, like Senior KG admission, where readiness in both academic and emotional areas matters.

  • Create a Consistent Support System

Children feel more secure when parents and teachers are on the same page. When your child sees that you and their teacher are in sync, it reinforces consistency in discipline, expectations, routines, and praise.

Whether it’s toilet training, sharing toys, or learning phonics, your child benefits from a united message across school and home.

  • Address Concerns Early

Behavioural changes, learning delays, or emotional challenges can show up subtly at first. If you maintain open lines of communication with your child’s teacher, it becomes easier to identify and address these concerns promptly.

The earlier you address a concern, whether it’s speech delays, separation anxiety, or difficulty making friends, the easier it is to find solutions and build confidence.

  • Stay Informed About Classroom Activities

Preschools are full of activities, art projects, story time, group games, theme days, and more. By staying in touch with your child’s teacher, you’ll know what’s happening in class and can follow up at home.

This also helps you ask the right questions at the end of the day. Instead of the usual “How was school?”, you can say, “I heard you did a puppet show today, what was your favourite part?”

This kind of engagement boosts memory, conversation skills, and your child’s enthusiasm for learning.

  • Support Skill Building at Home

Teachers can guide you on how to support your child’s learning journey outside the classroom. They may suggest:

  • Fine motor skill exercises (like cutting or beading)
  • Language-building games
  • Counting or shape recognition through play
  • Reading recommendations

This is especially helpful for parents preparing their child for upcoming transitions like Senior KG admission where stronger foundational skills are expected.

  • Build Trust and Ease Anxiety

Children pick up on your attitude. When they see you have a warm, respectful relationship with their teacher, they are more likely to feel comfortable, safe, and positive about school.

It also helps ease separation anxiety. If your child knows that “Mom talks to my teacher” or “Dad knows what I did at school,” they’ll feel reassured and more secure about being away from home.

  • Be a More Active Participant in Your Child’s Education

Staying in touch doesn’t just mean attending the annual parent-teacher meeting. It means showing interest throughout the year, asking questions, offering feedback, and showing up when needed.

Many of the best preschools in Nagpur encourage parent involvement through classroom visits, online updates, event participation, or parent-teacher communication apps. Taking part in these activities shows your child that their education matters and that you are part of it.

Final Thought

Building a strong relationship with your child’s preschool teacher is one of the simplest yet most impactful things you can do. It creates a powerful partnership that supports your child’s growth, learning, and emotional well-being.

Preschools like EuroKids understand this balance. Their approach includes not just structured early learning but also strong parent engagement, helping families work hand in hand to support each child’s journey from day one.

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