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Bank Holidays in January 2025: Plan your financial activities around these dates

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Bank holidays january 2025

As we enter 2025, it’s essential to plan your financial activities with awareness of the bank holidays in January. With approximately 15 holidays, including regular weekends and select regional holidays, banking operations will be affected during this time.

The month kicks off with a holiday on January 1st, marking New Year’s Day in some regions. Following that, there will be regular weekly holidays, such as the second and fourth Saturdays, as well as Sundays, adding to the total number of days when banks may remain closed.

Although banks will be unavailable on these holidays, customers need not worry, as most daily banking transactions can still be carried out through internet banking and ATMs. However, banking operations may be limited on these dates, so it’s advisable to confirm the specific holidays with your local bank branch to avoid any disruptions in your financial activities.

Here’s a list of the bank holidays in January 2025:

  • 1 January 2025, Wednesday: New Year’s Day – Nationwide
  • 6 January 2025, Monday: Guru Gobind Singh Jayanti – Observed in several states
  • 11 January 2025, Saturday: Missionary Day – Mizoram
  • 11 January 2025, Saturday: Second Saturday – Nationwide
  • 12 January 2025, Sunday: Swami Vivekananda Jayanti – West Bengal
  • 13 January 2025, Monday: Lohri – Punjab and other states
  • 14 January 2025, Tuesday: Sankranti – Observed in several states
  • 14 January 2025, Tuesday: Pongal – Tamil Nadu, Andhra Pradesh
  • 15 January 2025, Wednesday: Thiruvalluvar Day – Tamil Nadu
  • 15 January 2025, Wednesday: Tusu Puja – West Bengal and Assam
  • 23 January 2025, Thursday: Netaji Subhas Chandra Bose Jayanti – Observed in many states
  • 24 January 2025, Saturday: Fourth Saturday – Nationwide
  • 26 January 2025, Sunday: Republic Day – Nationwide
  • 30 January 2025, Thursday: Sonam Losar – Sikkim

Important Note:
The Reserve Bank of India (RBI) will soon issue the official list of holidays for the month. While bank branches remain closed, ATMs and online banking platforms will generally be available for most financial transactions.

To avoid any inconvenience, it’s always a good idea to confirm specific holiday dates with your local bank. This will help you schedule important payments, bank visits, or other financial tasks without delays.

By being proactive and planning ahead, you can ensure that your financial activities continue smoothly throughout the holiday season.

India News

Delhi elections: Congress releases manifesto, promises to conduct caste census

The Congress manifesto goes beyond immediate relief, addressing long-term concerns about unemployment and social justice. The party has committed to providing financial assistance of ₹8,500 per month for one year to educated unemployed youth, a significant investment in human capital development.

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The Congress party launched its ambitious manifesto for the upcoming Delhi Assembly elections on January 29th, 2025, just days before the February 5th polls. The manifesto, unveiled by Delhi Congress president Devender Yadav and Congress communications in-charge Jairam Ramesh, outlines a comprehensive plan aimed at winning back the electorate after their 2013 ousting by the Aam Aadmi Party (AAP). The document, divided into 22 key policy areas, promises a significant departure from the current political landscape in the capital.

Central to the Congress’s strategy is a strong focus on social welfare and economic empowerment. A cornerstone of their plan is monthly financial assistance of ₹2,500 for women, a move designed to directly address the economic needs of households across Delhi. This is complemented by promises of free electricity for up to 300 units, significantly reducing energy costs for consumers.

The party also pledges to provide LPG cylinders at a heavily subsidized rate of ₹500, alleviating the burden of rising fuel prices. Free health insurance coverage up to ₹25 lakh and the distribution of free ration kits are further components of their welfare package.

The Congress manifesto goes beyond immediate relief, addressing long-term concerns about unemployment and social justice. The party has committed to providing financial assistance of ₹8,500 per month for one year to educated unemployed youth, a significant investment in human capital development.

To tackle food insecurity, they propose establishing 100 Indira canteens across the city, offering affordable meals at just ₹5. In a significant political move, the Congress also promises to conduct a caste census, a long-standing demand of various marginalized communities, and to establish a dedicated Ministry for Purvanchalis, reflecting the significant presence of migrants from eastern Uttar Pradesh and Bihar in Delhi.

The launch event was also utilized to sharply criticize the ruling AAP and the BJP-led central government for their perceived failures in addressing Delhi’s persistent air pollution problem. Ramesh, in particular, highlighted the inaction of both parties, positioning Congress as the only viable alternative capable of effectively tackling this critical environmental crisis. With the election results expected on February 8th, the Congress manifesto sets a clear agenda, aiming to resonate with the diverse electorate and secure a return to power in the Delhi Assembly.

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India News

PM Modi slams Kejriwal over poisoning Yamuna remark, compares AAP leaders to serial killer Charles Sobhraj

Modi emphasized that the people of Delhi deserve better, and he called upon them to give him a chance to deliver on his promises after twenty-five years of what he portrayed as misgovernance. The election, he suggested, is a clear choice between transparency and accountability versus the alleged deceit and corruption of the AAP.

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In a sharp attack on Delhi Chief Minister Arvind Kejriwal and the Aam Aadmi Party (AAP), Prime Minister Narendra Modi accused the party of resorting to desperate measures ahead of the February 5th Delhi assembly elections. The PM’s criticism centered on Kejriwal’s recent claim that the Yamuna River was being poisoned, a statement Modi dismissed as a blatant lie fueled by the AAP’s fear of electoral defeat.

Addressing a large public gathering in Kartar Nagar, Modi painted a picture of an AAP government riddled with corruption and deceit. He characterized the party’s governance as a “sheesh mahal” (palace of mirrors), a facade concealing massive misuse of public funds amounting to thousands of crores of rupees.

This alleged financial mismanagement, Modi argued, directly contradicts any genuine concern for the welfare of Delhi’s citizens. The fabricated claims regarding the Yamuna, he asserted, are simply the latest attempt to distract from the AAP’s failures.

To illustrate the AAP’s alleged duplicity, Modi drew a stark comparison to the notorious serial killer Charles Sobhraj. He described Sobhraj’s ability to deceive victims with an air of innocence, highlighting the parallels he saw between the criminal’s tactics and the AAP’s political strategy. Modi emphasized the need for vigilance against such deceptive practices, urging voters to recognize the AAP’s alleged false promises and manipulative tactics.

The Prime Minister’s speech served as a fervent appeal to voters. He positioned himself as an alternative to the long-standing rule of both the Congress and the AAP, promising a fresh approach to governance. He argued that Delhi has reached a turning point, where the electorate is no longer willing to tolerate the “loot and lies” that have allegedly characterized the previous administrations.

Modi emphasized that the people of Delhi deserve better, and he called upon them to give him a chance to deliver on his promises after twenty-five years of what he portrayed as misgovernance. The election, he suggested, is a clear choice between transparency and accountability versus the alleged deceit and corruption of the AAP.

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Supreme Court strikes down domicile-based reservation in PG medical admissions

“Residence-based reservation in PG medical courses is clearly violative of Article 14 of the Constitution,” the bench stated.

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In a landmark judgment on Wednesday, the Supreme Court declared domicile-based reservations in postgraduate (PG) medical courses unconstitutional, stating that they violate Article 14 of the Constitution, which guarantees the right to equality. The ruling establishes a significant precedent, mandating that admissions to PG medical courses under state quotas must be based solely on merit, as determined by the National Eligibility cum Entrance Test (NEET).

A three-judge bench comprising Justices Hrishikesh Roy, Sudhanshu Dhulia, and SVN Bhatti delivered the verdict, emphasizing that state-imposed domicile requirements for PG medical admissions undermine the constitutional principle of equality. “Residence-based reservation in PG medical courses is clearly violative of Article 14 of the Constitution,” the bench stated.

The court underscored that the concept of domicile is unified across India, rejecting the idea of state-specific domiciles. “We are all domiciles in the territory of India. There is nothing like a provincial or state domicile. There is only one domicile. We are all residents of India,” the bench observed. It further highlighted that Article 19 of the Constitution grants every citizen the right to reside, trade, and practice a profession anywhere in the country, including the right to seek admission to educational institutions nationwide.

While the bench acknowledged that domicile-based reservations might be permissible at the undergraduate (MBBS) level, it firmly ruled that such policies cannot be extended to PG medical courses, where specialization and expertise are paramount. “Considering the importance of specialized doctors in PG medical courses, reservation in higher levels on the basis of residence would be violative of Article 14 of the Constitution,” Justice Dhulia stated while reading out the judgment.

The court, however, provided relief to students currently enrolled or those who have already completed their PG medical education under domicile-based reservation schemes. “This judgment will not affect the domicile reservation already granted. Students who are undergoing PG courses and those who have already passed out from such residence categories will not be affected,” the bench clarified.

The ruling came in response to a batch of petitions challenging domicile-based reservations in PG medical admissions at the Government Medical College and Hospital in Chandigarh. In 2019, a two-judge Supreme Court bench had referred the matter to a larger bench after conflicting views emerged over the Punjab and Haryana High Court’s decision to strike down such reservations as unconstitutional.

The three-judge bench’s verdict now brings clarity to the issue, ensuring that PG medical admissions remain merit-based and free from restrictive domicile criteria. The judgment is expected to have far-reaching implications, reinforcing the principle of equal opportunity in higher education and paving the way for a more unified and merit-driven medical education system in India.

The case, Dr. Tanvi Behl (SV) vs. Shrey Goel and Others, had drawn significant attention due to its impact on medical education and the broader debate on reservation policies. With this ruling, the Supreme Court has reaffirmed the importance of meritocracy in specialized fields like medicine, while balancing the interests of students already benefiting from domicile-based reservations.

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